3 Key Traits to Look for When Choosing a Hard Money Lender

Posted by Bobby Montagne on Dec 29, 2016

When you have great ideas and the know-how to make things happen, it should be easy to achieve business success. But, often that's not the case when you're just starting out. Most entrepreneurs will confirm that success can be a long time coming, and that there are many potholes and bumps along the way.

This especially rings true for small builders and independent real estate developers who have looked at a potential project and thought, "If I only had the capital..."

We understand your position.  Before we were lenders, we were builders. We not only know the challenges of real estate investment and development, but have identified effective ways to navigate around them.

Walnut Street Finance specializes in Maryland hard money loans for builders and developers. We know the Washington, DC, suburban Virginia and Maryland markets like the back of our hands. 

How to Pick a Hard Money Lender | Walnut Street FinanceThree concepts that exemplify our approach to funding construction, development and bridge loans and which should be on the top of your list when choosing a hard money lender are:

  • Speed

  • Accessibility 

  • Flexibility

Dealing with banks and traditional lenders can be cumbersome. It often seems that there is always "one more document" to sign before the deal can close. At Walnut Street Finance, we work tirelessly to eliminate delays that can allow a deal to crater.

The goal is simple. We want to help you get your project rolling as fast as possible so that you can break ground and start building. We have simplified procedures for loan qualification and documentation and chances are we can help even if your credit rating is less than stellar. 

Our lending terms are reasonable and flexible. We want to make deals and we want to see you succeed. We offer  bridge loans to help you move easily and quickly from one project to the next, and our terms for  construction loans are tailored to get your project off the ground quickly and efficiently. Our primary goal is to ease your financial concerns and allow you to concentrate on what you do best - building and developing stellar real estate.

We like to think that we set the standard for hard money lenders. We invite your questions and would be happy to meet with you to discuss your specific needs. We review each proposal on an individual basis, and are always interested in unique development projects, innovative building concepts and out-of-the-box thinking. After all, we specialize in "outside the bank" lending!

We understand that time is money, especially when it comes to real estate deals. Contact us today to discuss a solid plan for your upcoming bridge, construction or fix and flip loan

Contact Us Today 

Bobby Montagne


Bobby Montagne is a real estate entrepreneur with three decades of experience in commercial and residential property development, finance and sales. Having successfully overseen $15 billion in career transactions, he is among an elite class of real estate innovator that has consistently delivered high quality returns to partners and investors.